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ScratchandDentCover_StatementofFacts_SND04 V1.0 03_20 JB

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Stubben Edge (Risk) Limited

 

Our understanding of your demands and needs

From the information you have provided to us we have identified your demands and needs as those of an individual looking for general insurance to fund the costs of someone looking to protect their vehicle against minor scratches, dents, scuffs and paint chips. In accordance with the Financial Conduct Authority (‘FCA’) rules, we are required to ensure that the policy we are providing is suitable for your needs.

Our assessment

The policy we propose to arrange for you is provided by Hiscox Insurance Company Limited who, in accordance with policy terms and conditions, provide you (according to the cover selected) with cover for claims pertaining to the costs should your car require repair as a result of chips, scuffs, scratches or dents that can be completed using the Small to Medium Area Technique (SMART). Hiscox Insurance Company Limited is regulated by the FCA and the Prudential Regulation Authority and is one of the UK’s leading specialist insurers, underwriting a diverse range of personal and commercial insurance.

An explanation of the proposed policy to cover the costs of minor damage to your vehicle is available in the next step of this purchase.

We are not contractually obliged to purchase insurance products from Hiscox Insurance Company Limited.

We have not provided any recommendation as to the cover you should take. The chosen product has been selected by you based on the information supplied to you and approved by us.

You must read the Insurance Product Information Document which summarises the cover. By proceeding you confirm that you understand the cover provided and accept the terms. Full details of the policy terms and conditions are available on request.

You must take reasonable care not to make a misrepresentation to your insurer. If you deliberately or carelessly misinform your insurer, this could mean that part or all of a claim may not be paid.


Our Status

Stubben Edge (Risk) Limited (FRN: 807870) is an appointed representative of Resolution Compliance Limited which is authorised and regulated by the FCA and entered on the FCA Register under reference 574048 (www.fca.org.uk). Stubben Edge (Risk) Limited is incorporated in the UK with the company number 09073942

 

 

Stubben Edge (Risk) Limited (FRN: 807870) is an appointed representative of Resolution Compliance Limited (FRN: 574048) which is authorised and regulated by the Financial Conduct Authority. Stubben Edge (Risk) Limited (No 09073942) is registered in England and Wales. Registered office: Seventh Floor, 75-77 Cornhill, London, United Kingdom, EC3V 3QQ.

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