Our understanding of your demands and needs
From the information you have provided to us we have identified your demands and needs as those of an individual looking for general insurance to fund the costs of someone looking to protect their vehicle against minor scratches, dents, scuffs and paint chips. In accordance with the Financial Conduct Authority (‘FCA’) rules, we are required to ensure that the policy we are providing is suitable for your needs.
The policy we propose to arrange for you is provided by Helvetia Schweizerische Versicherungsgesellschaft in Liechtenstein AG who, in accordance with policy terms and conditions, provide you (according to the cover selected) with cover for claims pertainingto the costs should your car require repair as a result of chips, scuffs, scratches or dents that can be completed using the Small to Medium Area Technique (SMART). The Insurer is authorised and regulated by the Liechtenstein Financial Market Authority and is deemed authorised by the Prudential Regulation Authority and subject to regulation by the Financial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to operate in the UK for a limited period while seeking full authorisation, are available on the Financial Conduct Authority’s website:
Details of the Temporary Permissions Regime, which allows EEA-based firms to operate in the UK for a limited period while seeking full authorisation, are available on the Financial Conduct Authority’s website
https://register.fca.org.uk/or by calling them on 0800 111 6768.
An explanation of the proposed policy to cover the costs of minor damage to your vehicle is available in the next step of this purchase.
We are not contractually obliged to purchase insurance products from Helvetia Schweizerische Versicherungsgesellschaft in Liechtenstein AG
We have not provided any recommendation as to the cover you should take. The chosen product has been selected by you based on the information supplied to you and approved by us.
You must read the Insurance Product Information Document which summarises the cover. By proceeding you confirm that you understand the cover provided and accept the terms. Full details of the policy terms and conditions are available on request.
You must take reasonable care not to make a misrepresentation to your insurer. If you deliberately or carelessly misinform your insurer, this could mean that part or all of a claim may not be paid.
Stubben Edge (Risk) Limited (FRN: 943286) is authorised and regulated by the FCA and entered on the FCA Register (www.fca.org.uk). Stubben Edge (Risk) Limited is incorporated in the UK with the company number 09073942
Stubben Edge (Risk) Limited (FRN: 943286) is authorised and regulated by the Financial Conduct Authority("FCA"). Stubben Edge (Risk) Limited (No 09073942) is registered in England and Wales. Registered office: Seventh Floor, 75-77 Cornhill, London, United Kingdom, EC3V 3QQ.
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